RELAX…YOUR BASES ARE COVERED
If you own your own home or condo, or you are a tenant in a house or apartment, you need insurance. In their conversation with you, our brokers and agents will help you determine which type of insurance policy best suits your needs.
Your home is a sanctuary – an unfailing shelter that keeps your family safe, and it’s where many of your most precious memories are made. For many people, a house will be the most significant financial and emotional investment they’ll ever make. Look after your investment (and everything in it) with a policy that ensures that its protected in the event of a natural disaster or accident. With the properly chosen Property Insurance plan, you can protect your investment and your personal property from whatever life throws at you.
Every Home Insurance policy is different, and at HomeRun Financial and Insurance Services, we’ll work with you to ensure that your policy fits your needs and those of your family. With Property Insurance you can insure your home against the following types of damage:
If you rent a house, apartment, condo, or even a dorm room, you may think that insurance is not important, but if fire, theft, or vandalism damages your property, your landlord is unlikely to pay to replace your belongings. Your Renters Insurance also includes Liability Coverage to safeguard you from injury claims that occur in your home.
If you own a rental unit, the proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face.
Home-based businesses are one of the fastest growing commercial segments in the United States. As the owner of an in-home business, it’s likely that your operations extend beyond the walls of your home. The insurance required most likely goes beyond that of your standard Homeowners policy. At HomeRun Financial and Insurance Services, we can help you protect the security of your business with the proper home-business coverage. We know that your business represents countless hours and hard work. And because of that, we want to ensure that your business continue to grow. With the right insurance policy, you can provide the protection you need in one comprehensive policy.
A condo can be a great alternative to living in an apartment or house, and can potentially offer more space and additional amenities. But since a condo is a unique type of residence, it requires its own insurance policy. With Condo Insurance from HomeRun Financial and Insurance Services, you can extend your protection beyond what your condo community provides. It can help pay for the replacement of your belongings and offer basic liability to cover bodily injury or property damage. Unlike Renters Insurance, Condo Owners Insurance covers damage done to the inside of your unit and may be used to cover the expense of fixing or replacing items like drywall, flooring, light fixtures, etc.