209.223.9600

Property Insurance in Amador and Calaveras counties, CA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at HomeRun Financial & Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from HomeRun Financial & Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with HomeRun Financial & Insurance Services before making a decision.

Main Office

11984 West State Hwy 88,
Suite 2076

Jackson, CA 95642

Main office: 209-223-9600
Fax: 209-223-9698

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

John... Thank you so much for handling my insurance for these many years. You're caring for my personal needs has made the difference and separates you from your competition.
Peggy H.
... Your tenacity in getting this policy issued has meant the difference of keeping all that I have, or loosing it all...
Karen S.
You're staff is outstanding and there is not a time that I come into the office that I don't feel welcomed and comforted in knowing I'm taken care of. Keep it up!
John M.
Customer service, customer service, customer service- outstanding! Thanks.
Ralph M.
Your ability to handle all of my insurance needs makes it so easy to to business with you. It's comforting to know that I have just one call to make to handle any problem or need regarding all of my insurances.
Catharine S.